By registering at Splash-Wave you agree that you have read these terms,
understand them, and agree to be bound by them.

These Terms of Service and Conditions governs the use of the web pages at and is associated services, web pages, domains and sub-domains, which are owned and operated by Jolynn Moss and Randy Howard ("Owner").

Wherever this Notice refers to "users", "you", "your" it means "you", while "we" or "our" or "owners" refer to Jolynn Moss and Randy Howard and "Web Site" or "SW" refers to http://splash-wave.com.

This Terms of Service is a binding agreement between you, SW and the owners. Acceptance of service implies consent to this agreement, as well as future updates, alterations or changes to this agreement. By registering for an account at Splash-Wave, you agree that you have read these terms, understand them, and agree to be bound by them.

In the event that we deem you to be in violation of the policies set forth in these Terms of Service, We reserve the right to immediately revoke your privileges granted to you under the licensing section of these Terms of Service and close any active account.

1. MINORS.
We do not provide services or sell products to children. By using the SW website you agree that you are at least 18 years of age or older.

If you are below the age of 18, you may NOT use the SW website or sign up for an account at SW. If you are a minor, please do not provide us, SW or other website visitors with any personal information.

2. PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS.
Our privacy policy is part of, and subject to, these terms and conditions of use. You may view our privacy policy on this website here: Privacy Policy

3. ACCOUNT BALANCES, GAMES & CONTEST WINNINGS.
Upon receiving payments for purchases, SW deducts any and all taxes on said purchases to report it to SW's taxing authority.

You are not entitled to any compensation what so ever and the Owners at their own discretion may elect to share the profits generated through the sales of purchases at the SW website with you. Any shared profits are a percentage of the profit of each sale. Any and all compensation received does not include any part of membership fees paid to SW. Membership fees are not included in any share of profits issued.

Your account balance will be credited every time you refer a new customer to the Web Site and they purchase services or products from the Web Site. Your account balance will only be credited for the customers that you have referred which have successfully submitted payment to us.

All account balances are subject to review and may be adjusted accordingly for accuracy and may be subsequently paid up to 30 days after completion of sale and review.

Account balances will only be paid from your SW account when the balance is $10 or more.

To aid in fraud prevention, your SW account information must be completely updated with accurate information, including but not limited to: your real first and last name, mailing address and accepted payment details. The name on your payments and the name you registered with at SW must match.

At any time if there are any suspicion that the names don't match, we reserve the right to ask for proof of ID to verify your legal identity to ensure accuracy and for security purposes.

We reserve the right to refuse to process any payment to non-verified payment processor accounts or failure to comply with these terms of service.

A 12% processing fee may be assessed on all payments by your payment processor.

Payments are done weekly for all cleared account balances.

We may provide cash prizes/rewards for participating in promotions. These cash prizes/rewards will be added to your SW account balance and are subject to the terms set forth in this terms of service.

4. EMAILS AND NOTIFICATIONS.
By creating and account at SW, You agree to receive emails up to every 24 hours from admin@splash-wave.com and/or info@splash-wave.com. Please add these email address to your address book and mark all emails from these email address as NOT SPAM. This is to ensure all members get verification emails as well as website updates, payment info, updates, account issues, SW promotions or anything that we need to relay to all members.

The use of an Auto-responder or Bounced emails are not allowed. If your email address bounces or sends back to SW a message with an autoresponder, boxbe verification or similar applications, you risk having your SW account deleted. All referrals and account balances will be lost if your account is deleted.

5. ANTI-SPAM POLICY.
This sets forth our policy with regard to the use of "Spam" marketing techniques in connection with Internet Marketing.

We have a strict policy against spamming. We have a zero tolerance for spam. We forbid the sending of unsolicited mass Emails or unsolicited Emails of any kind in connection with the marketing of SW, programs, products and/or services.

We reserve the right to suspend your SW account and participation pending review upon receipt of any complaint or other evidence that you may be engaging in any spamming activity. If it is determined that you are indeed participating in Spamming activities, you will be subject to having your SW account deleted and subject to civil and criminal prosecution including fines, damages and compensation of losses the owners may incur from Spamming.

We consider spamming to be any activity whereby you directly or indirectly transmit email messages to any email addressed that has not solicited such email and does not consent to such transmissions. We also consider spamming to constitute posting advertisements in newsgroups in violation of the terms of participation in such newsgroup, that are off topic, or in newsgroups that do not specifically permit advertisements. We also consider it spamming when advertisements are placed on message boards or in chat rooms when they are not permitted by the terms of participation in such message boards and chat rooms.

If you are to include the SW name or URL in any email promotion, please only email to your own "double-optin" subscribers or on safelists, traffic exchanges, ad exchanges, list builders, classified ads, ppc marketing and other legitimate forms of advertising.

Do NOT use the SW name and URL to send emails or messages via bought commercial bulk email or contact lists.
Do NOT promote your affiliate page(s) using blasters or to purchased leads or on any program promising to blast your ad to millions of users.

SW considers the above practices to constitute abuse of our service and of the recipients of such unsolicited mailings and/or postings who often bear the expense. Therefore, these practices are prohibited by these Terms of Service. Engaging in one or more of these practices will result in immediate termination of your SW account.

If you are "Spammed" by anyone regarding our products, services, web site, or any other matters, please submit a support ticket to report this activity.

6. MODIFICATIONS AND TERMINATIONS.
We reserve the right to modify, add, change or terminate these terms and conditions of use for any reason and at any time as we deem necessary without prior notice to you. If such changes are made, they will be effective immediately, and SW will notify you by a notice posted on SW's website's home page of the changes that have been made. If you disagree with the changes that have been made, you should not use SW's website. SW may terminate these terms and conditions of use for any reason and at any time without notice to you. If you are concerned about these terms and conditions of use, you should read them each time before you use SW's website. Any questions or concerns should be brought to SW's attention by submitting a support ticket, and providing SW with information relating to your concern.

7. LICENSEE STATUS.
You understand and agree that your use of the SW website is limited and non-exclusive and a revocable licensee. We may terminate your license to use SW's website, and access to SW's website, for any reason, and without giving you notice.

You are allowed only one account.

Only one membership per person or IP address is allowed, unless pre-approved by the owners.

Your SW account information must be completely updated with accurate information, including but not limited to: your real first and last name, mailing address.

Signing up for more than one membership is considered theft. In addition signing up under yourself in an effort to obtain compensation is also considered theft. Your accounts will be removed, and you will lose all account balances earned, credits, impressions, and any accrued referrals.

Your account will be set to inactive status after 730 days (24 month) of non-use. Once your account has been set to inactive, it will be terminated 15 days later. Logging into your SW account will reset the 24 month activity period.

Anyone referred to SW that creates an account at SW's website, becomes a customer of SW and Owners.

8. CONTENT OWNERSHIP.
All content on our website is owned by us or our content suppliers. On behalf of ourselves and our content suppliers, we claim all property rights, including intellectual property rights, for this content and you are not allowed to infringe upon those rights. We will prosecute to the fullest extent of the law anyone who attempts to steal our property. You agree not to copy content from our website without our permission. Any requests to use our content should be submitted to us by support ticket. If you believe that your intellectual property rights have been infringed upon by our website content, please notify us by support ticket, or by sending mail to us at the address listed below. Please describe in detail the alleged infringement, including the factual and legal basis for your claim of ownership.

9. REFUND POLICY.
For all digital services, including but not limited to: advertising views and membership fees, we have a 7 day, no questions asked refund policy. All refund requests after the 7 day period will not be honored. All refunds issued will be pro-rated based on the remaining un-used portion of the purchase.  A fee, not to exceed $3 ( three dollars) USD, may or may not be subtracted from the original payment to offset any fixed-fee portion of the transaction not refunded to us by the payment processor(s).

For a refund request please contact us by support ticket. Any disputes opened or filed with our payment processor(s) before contacting us will result in an immediate suspension of your SW account until further notice and may result in your details being submitted to the Central Ban System across the LFM Network of Sites.

For all non-physical digital products, including but not limited to: e-books, pamphlets, manuals, stock images, etc. are Sold As Is and are delivered immediately and are not returnable nor refundable. All Sales Are Final for these types of items. All refund requests will not be honored.

For all physical products, including but not limited to: books, DVD's, CD's, etc., may be returned within 30 days from the date you received your purchase. All returned items must include the Shipping Receipt and must be in a new condition, unopened, unworn and in the original packaging.

NOTE that all seasonal merchandise (e.g. Christmas, Easter, Halloween, etc. items, including costumes) may be returned up to 7 days prior to the holiday, unopened, unworn and in the original packaging. All Sales Are Final on seasonal merchandise purchased after the holiday and no returns will be accepted.

Refunds are for the merchandise only. Original and return shipping charges are not refundable. All returns will be credited to the original form of payment. Customer is responsible for all shipping charges on returned items.

Non-Returnable Items Include: Health, Beauty, Cosmetic, Makeup, Personal Care, Women's Intimate or Inner Apparel, Men's Inner Apparel, Socks, Gym Supporters and Guards

 All returned products require a RAN (Return Authorization Number)

To request a RAN (Return Authorization Number), submit a support ticket.

Include your Packing Slip and Return Authorization Form with return. Write your Return Authorization Number on the OUTSIDE of the package. Example: RA: 1234567

All returns must be sent via a traceable methods so that your package may be tracked and receipt confirmed by your shipper of choice.

Once you have completed any purchase at the SW site, you acknowledge that you have read these terms fully and voluntarily agree to be bound by these terms.

10. DISCLAIMERS AND LIMITATIONS OF LIABILITY.
SW is an information marketing tool used to help it's members on the internet. The information on the SW website is provided on an ''as is,'' ''as available'' basis. We do not guarantee any kind of results from using our services. You agree that your use of the SW website is at your sole risk. We disclaim all warranties of any kind, including but not limited to, any express warranties, statutory warranties, and any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will always be available, access will be uninterrupted, be error-free, meet your requirements, or that any defects in our website will be corrected. Information on our website should not necessarily be relied upon and should not to be construed to be professional advice from us. We do not guarantee the accuracy or completeness of any of the information provided, and are not responsible for any loss resulting from your reliance on such information. If your jurisdiction does not allow limitations on warranties, this limitation may not apply to you. Your sole and exclusive remedy relating to your use of the site shall be to discontinue using the site. Under no circumstances will we be liable or responsible for any direct, indirect, incidental, consequential (including damages from loss of business, lost profits, litigation, or the like), special, exemplary, punitive, or other damages, under any legal theory, arising out of or in any way relating to the SW website, your use of the SW website, or the content, even if advised of the possibility of such damages. Our total liability for any claim arising out of or relating to the SW website shall not exceed fifty ($50) dollars and that amount shall be in lieu of all other remedies which you may have against us or our affiliates. Any such claim shall be subject to confidential binding arbitration as described later in these terms and conditions of use.

We do not make any promises written or implied as to the amount of money that can be made from SW. Earning potential is entirely dependent on the person using our products, ideas and techniques. The results will vary for each person. Success in any endeavor is based on many factors individual to you. We don't know your educational background, finances, knowledge and various skills, prior experience, or time you can and will devote to our ideas and techniques. Since these factors differ according to individual, we cannot guarantee your success or income level.

See our Earnings Disclaimer for more details.

11(a). SITE CONTENT SUBMISSION POLICY.
By submitting any website or ad content to Splash-Wave.com, you agree that such content will meet the following requirements:

• NO SW Provided Splash Pages, Cash Grab Pages
• Content on Sites Must be in ENGLISH Only
• No Frame-breaking Websites
• No Pop-ups - No Pop-unders - No Exit Pop-ups
• No Fly In Ads or Floating Ads that move on the screen
• No Sites With Anything That Must Be Closed Before Surfing Can Continue
• No Adult Content, Sexual Oriented Materials and Services, Dating sites
• No Obscene, Hate, Violence, Racial Intolerance Content
• No Sites Promoting Pirated Software
• No Viruses, Trojans, or Spyware
• No Sites That Does Not Load or Takes to Long to Appear
• No Invalid Websites, Website Not Viewable, Suspended Websites
• No URL Shorteners similar to Bitly, TinyURL, AdFly, Google, Tiny.cc or Any Other URL Shortner
• No Banner or Text Ad Sites or Pages That Display More Than 10 Banners and/or Text Ads on a Page
• No PTP Sites or Cyber Chain Letters
• No PTC Sites That Offer Rented Referrals
• No Sites With Illegal Activity
• No HYIPs, Investment Auto Surf Systems or Gifting Programs. These are illegal in most countries, including the United States
• No Matrix or Pyramid Programs, Randomizers, Cyclers, Ponzi Schemes, Revenue Share or Rev Share Sites or Other Get Rich Quick Schemes
• No Advertising Site That Pays on More Than One Level
• No Gambling or Lottery Sites

11(b). SITE CONTENT SUBMISSION POLICY - ROTATORS

Rotators with no more than 5 websites or content and no other rotators included may be submitted. All websites or content included in submitted rotator must comply with the site submission policies found in 11(a) and 11(b). Any Rotators found to not meet this policy risks being deleted along with any advertising views assigned to it.

We reserve the right to not allow or ban any type of ad, product, person, company or website from SW for any reason without notice.

12. OBSCENE AND OFFENSIVE CONTENT.
We are not responsible for any obscene or offensive content that you receive or view from others while using our website. However, if you do receive or view such content, please contact us by support ticket so that we can investigate the matter. Although we are not obligated to do so, we reserve the right to monitor, investigate, and remove obscene or offensive material posted to our website.

13. THE USAGE OF BOTS OR OTHER SOFTWARE TO AUTOMATE THE SURFING FUNCTIONS.
Use of any robot/auto surf software of any kind will not be tolerated. Your account will be suspended indefinitely without warning  and all commissions, credits, impressions will be zeroed out.

14. INDEMNIFICATION.
You understand and agree that you will indemnify, defend and hold us and our affiliates harmless from any liability, loss, claim and expense, including reasonable attorney's fees, arising from your use of our website or your violation of these terms and conditions.

15. COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION.
You agree to obey all applicable laws while using our website. You agree that the laws of Illinois govern these terms and conditions of use without regard to conflicts of laws provisions. You also agree that any dispute between you and us, excluding any intellectual property right infringement claims we pursue against you, shall be settled solely by confidential binding arbitration per the American Arbitration Association commercial arbitration rules. All claims must arbitrated on an individual basis, and cannot be consolidated in any arbitration with any claim or controversy of anyone else. All arbitration must occur in Illinois, USA. Each party shall bear one half of the arbitration fees and costs incurred, and each party is responsible for its own lawyer fees.

16. SEVERABILITY OF THESE TERMS AND CONDITIONS.
If any part of these terms and conditions of use are determined by a court of competent jurisdiction to be invalid or unenforceable, that part shall be limited or eliminated to the minimum extent necessary so that the remainder of these terms and conditions are fully enforceable and legally binding.

17. HOW TO CONTACT US.
Any questions or concerns about these terms and conditions of use should be brought to our attention by support ticket, and providing us with information relating to your concern. You may also mail your concerns to us using the information at the bottom of the page.

18. ENTIRE AGREEMENT.
These terms and conditions, including the policies incorporated herein by express reference, constitutes your entire agreement with us with respect to your use of our website.